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Many people have a number of major credit cards and a dozen or more store credit cards. Some can hardly keep track of all their payments. The average person carries high interest credit card debts of $5,000, $10,000 and even more. No wonder they are falling behind in their payments. Credit card debt can cost the average family hundreds of dollars a month in excess interest alone. This drains family income, causes sleepless nights and frequent family arguments.

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Disney is coy, but analysts estimate this is around 510% of registered users White, 2012. 5 million per month from subscription fees alone, which indicates the extremely large profits to be made from childrens virtual worlds. Two key differences that separate virtual worlds from other video games are that virtual worlds are both persistent and dynamic Lastowka and Hunter, 2004: 56. This means that even when the player is not in the virtual world, the virtual environment continues to exist and change over time Rogers 2008: 407; Castronova, 2005: 80. Virtual worlds heightened sense of interactivity is another important difference between video games and virtual worlds. Jenkins 2009 states that ideo games like Zelda, Halo, or Harry Potter allow players to enter into an environment and interact with objects, but they dont allow the player to create an environment and thats what virtual worlds are all about. But it is precisely their persistence, dynamism, and heightened sense of interactivity that we argue lead to the ill effects of virtual worlds. Dellinger Pate and Conforti 2010 illustrate the potential harmful influence on children through the following story:She and her family were traveling for Christmas and unable to get to a computer easily when her son wanted to play on Webkinz. When her son was finally able to log on he became instantly panicked and cried uncontrollably over the fear that his pet was dying. He saw that his beloved avatar was very ill and in the hospital due to malnutrition. The mother knew the pet was, indeed, not going to die; the website makes that clear to parents in its introduction.

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The biggest point of contention between Muslims and Christians is the concept of the Trinity: Father, Son, and Holy Spirit. And it is a point that can never be resolved without Muslims converting to Christianity or Christians converting to Islam. Abrahamic monotheism recognizes the Oneness of God and rejects polytheism. This is the major theme running through the Quran. Muslims believe that Christians have invented an all new conceptualization of the nature of God that contradicts the Jewish and Muslim notions of oneness. After Jesus death or disappearance for Muslims, there was much debate over the person and nature of Jesus.